Manny Hernandez has been in the mortgage credit industry for over 20 years. His experience began as a team lead with a local mortgage credit reporting firm in Tucson, Arizona and grew to launching an in house credit reporting agency for a nationally ranked mortgage lender. The unique background of working with both a mortgage credit agency and for a mortgage firm has provided me with the knowledge and background to become one of the leading professionals in the mortgage credit industry.
Thomas Higgins, Education Exchange and Product Development Manager
Thomas Higgins began his career in mortgage lending in 2000 and brings over two decades of experience to his role as a continuing education instructor. As the Education Exchange and Product Development Manager, Tom draws on a diverse background that includes Secondary Marketing, Business Process Development, Training, and Loan Origination. His broad expertise provides a well-rounded perspective on the evolving mortgage industry. In his current role with Lender Services, Tom works closely with credit vendors, fostering strong client relationships and maintaining a personal commitment to helping borrowers navigate and overcome credit challenges.